/* SMA Reserves · The 15% Checker · Version 7
   Deep navy, warm off white, restrained gold. One obvious thing to do next. */
:root{
  --navy:#0D2B45; --navy-2:#1C4266; --blue:#2451A4; --ink:#1B2430; --muted:#566273;
  --paper:#FAF7F1; --paper-2:#F2EDE3; --card:#FFFFFF; --line:#E4DED2;
  --gold:#9C7A2C; --gold-2:#D9BC74; --gold-soft:#F6EEDB;
  --ok:#2E7656; --ok-bg:#E6F2EC; --no:#B5523A; --no-bg:#FBEAE4; --info:#8A6414; --info-bg:#FBF2DC; --na:#5E6D7F; --na-bg:#EEF1F4;
  --r:18px; --shadow:0 1px 2px rgba(13,43,69,.05),0 10px 30px rgba(13,43,69,.07);
  --font:"Helvetica Neue",Helvetica,Arial,system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font:18px/1.6 var(--font);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
[hidden]{display:none!important}
a{color:var(--blue)}
h1,h2,h3,h4{color:var(--navy);line-height:1.15;margin:0;font-weight:600;letter-spacing:-.01em}
p{margin:0}
.num{font-variant-numeric:tabular-nums}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:10px;z-index:99}
.skip:focus{left:12px}
:focus-visible{outline:3px solid var(--gold-2);outline-offset:3px;border-radius:6px}

/* buttons: one primary per moment */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:14px 26px;border-radius:999px;font:600 17px/1.2 var(--font);text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:transform .15s ease,background .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn.primary{background:var(--navy);color:#fff;box-shadow:0 6px 18px rgba(13,43,69,.22)}
.btn.primary:hover{background:var(--navy-2)}
.btn.quiet{background:transparent;color:var(--navy);border-color:#C9C1B2}
.btn.quiet:hover{border-color:var(--navy)}
.btn.gold{background:var(--gold-2);color:var(--navy)}
.btn.gold:hover{background:#E4C987}
.btn.onnavy{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn.onnavy:hover{border-color:#fff}
.linkbtn{background:none;border:0;color:var(--navy);font:600 15px var(--font);cursor:pointer;padding:10px 4px;text-decoration:underline;text-underline-offset:4px;text-decoration-color:var(--gold-2)}

/* header */
.top{background:#fff;border-bottom:1px solid var(--line)}
.topin{display:flex;align-items:center;gap:18px;min-height:96px}
.brand img{height:76px;width:auto}
.tag{color:var(--muted);font-size:15px;letter-spacing:.04em;flex:1}
@media (max-width:640px){.tag{display:none}.brand img{height:60px}.topin{justify-content:space-between;min-height:80px}}

/* hero */
.hero{background:var(--navy);color:#fff;padding:84px 0 92px;text-align:center;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;left:50%;bottom:-260px;width:900px;height:420px;transform:translateX(-50%);background:radial-gradient(closest-side,rgba(217,188,116,.16),transparent);pointer-events:none}
.kicker{display:inline-block;color:var(--gold-2);font-weight:600;letter-spacing:.16em;text-transform:uppercase;font-size:15px;border:1px solid rgba(217,188,116,.5);padding:7px 16px;border-radius:999px}
.hero h1{color:#fff;font-size:clamp(40px,6.4vw,72px);margin:22px auto 0;max-width:14ch;letter-spacing:-.02em}
.hero .sub{max-width:640px;margin:22px auto 0;color:#D4DEE9;font-size:clamp(18px,2.1vw,21px)}
.cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:36px;position:relative;z-index:1}
.hero .btn.primary{background:var(--gold-2);color:var(--navy);box-shadow:0 8px 24px rgba(0,0,0,.25)}
.hero .btn.primary:hover{background:#E4C987}
.hero .btn.quiet{color:#fff;border-color:rgba(255,255,255,.45)}
.hero .btn.quiet:hover{border-color:#fff}
.assure{margin-top:20px;color:#A9BACB;font-size:15px}

/* chapter rail */
.rail{position:sticky;top:0;z-index:20;background:rgba(250,247,241,.95);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.railin{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none;padding-top:10px;padding-bottom:10px}
.railin::-webkit-scrollbar{display:none}
.rail a{display:flex;align-items:center;gap:8px;white-space:nowrap;text-decoration:none;color:var(--muted);font-size:15px;font-weight:500;padding:8px 14px;border-radius:999px;transition:background .2s,color .2s}
.rail a i{font-style:normal;display:grid;place-items:center;width:24px;height:24px;border-radius:50%;border:1.5px solid #C9C1B2;font-size:13px;font-weight:700}
.rail a:hover{color:var(--navy)}
.rail a.on{background:var(--navy);color:#fff}
.rail a.on i{border-color:var(--gold-2);color:var(--gold-2)}
.rail .railend{margin-left:auto}
@media (max-width:640px){.rail a span{display:none}.rail a.on span,.rail .railend span{display:inline}.rail a{padding:8px 10px}}

/* chapters */
.chapter{padding:88px 0}
.chapter.alt{background:var(--paper-2)}
.chk{color:var(--gold);font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:14px}
.chapter h2{font-size:clamp(32px,4.6vw,50px);margin-top:10px;max-width:22ch}
.lead{font-size:clamp(19px,2.2vw,22px);color:var(--muted);margin-top:16px;max-width:44ch}
.next{display:inline-flex;gap:8px;margin-top:48px;color:var(--navy);font-weight:600;text-decoration:none;border-bottom:2px solid var(--gold-2);padding-bottom:3px}
.next:hover{border-color:var(--navy)}
.fine{font-size:15px;color:var(--muted);margin-top:12px}

/* chapter 1: the jar */
.jarrow{display:grid;grid-template-columns:1.35fr 1fr;gap:36px;align-items:center;margin-top:40px}
.jarfig{margin:0;background:var(--card);border-radius:var(--r);box-shadow:var(--shadow);padding:24px}
.jarsvg{width:100%;height:auto}
.svgk{font:700 13px var(--font);letter-spacing:.14em;fill:var(--gold)}
.svgv{font:600 34px var(--font);fill:var(--navy)}
.svgv2{font:600 26px var(--font);fill:var(--navy)}
.svgs{font:16px var(--font);fill:var(--muted)}
.svgj{font:700 14px var(--font);letter-spacing:.18em;fill:#fff}
.flow{animation:flow 1.6s linear infinite}
@keyframes flow{to{stroke-dashoffset:-22}}
.jarfill{animation:rise 2.4s ease-out both}
@keyframes rise{from{transform:translateY(80px)}to{transform:none}}
.twonum{display:grid;gap:16px}
.tn{background:var(--card);border-radius:var(--r);padding:22px 24px;border:1px solid var(--line)}
.tnk{display:block;color:var(--gold);font-weight:700;font-size:13px;letter-spacing:.14em;text-transform:uppercase}
.tn b{display:block;color:var(--navy);font-size:21px;margin-top:4px}
.tn p{color:var(--muted);margin-top:6px;font-size:17px}
.tn strong{color:var(--ink)}
@media (max-width:860px){.jarrow{grid-template-columns:1fr}}

/* chapter 2: two rules */
.rules{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:40px}
.rule{background:var(--card);border-radius:var(--r);box-shadow:var(--shadow);padding:30px;border-top:5px solid var(--navy)}
.rule.ln{border-top-color:var(--blue)}
.rulehead{display:flex;gap:16px;align-items:center}
.ricon{width:46px;height:46px;flex:none;color:var(--navy);background:var(--gold-soft);border-radius:12px;padding:7px}
.rule.ln .ricon{color:var(--blue)}
.rk{display:block;color:var(--muted);font-size:14px;font-weight:600}
.rule h3{font-size:clamp(26px,3vw,32px);margin-top:2px}
.rq{font-size:20px;color:var(--navy);margin-top:20px;font-weight:500;line-height:1.45}
.rsteps{margin:16px 0 0;padding-left:22px}
.rsteps li{margin-top:10px;padding-left:4px}
.rsteps em{font-style:normal;font-weight:600;color:var(--navy)}
details summary{cursor:pointer;list-style:none}
details summary::-webkit-details-marker{display:none}
.learn{margin-top:18px;border-top:1px solid var(--line);padding-top:12px}
.learn summary,.more summary,.math summary{color:var(--blue);font-weight:600;font-size:16px;display:inline-flex;align-items:center;gap:10px;min-height:40px}
.learn summary::after,.more summary::after,.math summary::after{content:"";width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-3px);transition:transform .2s}
details[open]>summary::after{transform:rotate(225deg) translateY(-2px)}
.learn p{margin-top:10px;color:var(--muted);font-size:16px}
.samepct{margin-top:24px;background:var(--navy);color:#fff;border-radius:var(--r);padding:26px 30px}
.spt{font-weight:600;font-size:19px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.spsub{color:var(--gold-2);font-size:14px;font-weight:600;letter-spacing:.1em;text-transform:uppercase}
.sprow{display:grid;grid-template-columns:130px 1fr auto;gap:12px;align-items:baseline;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.14)}
.spl{color:var(--gold-2);font-weight:600}
.spf{color:#C9D5E2;font-size:17px}
.spf b{color:#fff;font-weight:600}
.spv{font-size:24px;font-weight:600}
.spn{color:#C9D5E2;font-size:16px;margin-top:14px}
@media (max-width:860px){.rules{grid-template-columns:1fr}}
@media (max-width:560px){.sprow{grid-template-columns:1fr auto}.spf{grid-column:1/-1;grid-row:2}.rule{padding:24px}.samepct{padding:22px}}

/* chapter 3: the slider */
.yourturn{margin-top:32px;display:grid;grid-template-columns:1.5fr 1fr;background:var(--navy);color:#D4DEE9;border-radius:24px;overflow:hidden;box-shadow:0 18px 40px rgba(13,43,69,.18)}
.ytmain{padding:clamp(26px,4vw,44px)}
.ytk{display:inline-block;color:var(--gold-2);font-weight:700;letter-spacing:.16em;text-transform:uppercase;font-size:14px;border:1px solid rgba(217,188,116,.55);border-radius:999px;padding:5px 14px}
.yth{color:#fff;font-size:clamp(28px,3.8vw,40px);margin-top:16px;letter-spacing:-.01em}
.ytp{margin-top:14px;font-size:18px;max-width:48ch}
.ytbtns{display:flex;align-items:center;gap:16px 20px;flex-wrap:wrap;margin-top:26px}
.btn.big{min-height:58px;padding:16px 32px;font-size:18px;box-shadow:0 8px 24px rgba(0,0,0,.25)}
.ytor{color:#A9BACB;font-size:15px}
.ytneed{background:rgba(255,255,255,.06);border-left:1px solid rgba(255,255,255,.12);padding:clamp(24px,3.4vw,38px)}
.ytnh{color:#fff;font-weight:700;font-size:18px}
.ytsrc{color:var(--gold-2);font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin-top:16px}
.ytneed ul{margin:6px 0 0;padding:0;list-style:none}
.ytneed li{padding:4px 0 4px 26px;position:relative;font-size:16px;color:#E3EAF2}
.ytneed li::before{content:"";position:absolute;left:4px;top:12px;width:8px;height:8px;background:var(--gold-2);border-radius:50%}
.ytfine{font-size:15px;color:#A9BACB;margin-top:16px}
.yourbanner{margin-top:28px;display:flex;align-items:center;gap:12px 14px;flex-wrap:wrap;background:var(--gold-soft);border:1px solid #EADBB4;border-radius:16px;padding:14px 20px}
.yourbanner p{flex:1;min-width:220px}
.yourbanner b{color:var(--navy)}
.ybdot{width:12px;height:12px;border-radius:50%;background:var(--ok);box-shadow:0 0 0 4px rgba(46,118,86,.18);flex:none}
@media (max-width:860px){.yourturn{grid-template-columns:1fr}.ytneed{border-left:0;border-top:1px solid rgba(255,255,255,.12)}}

.whose{display:inline-flex;background:var(--paper-2);border-radius:999px;padding:5px;margin-top:32px;border:1px solid var(--line)}
.whose button{border:0;background:transparent;font:600 16px var(--font);color:var(--muted);padding:11px 24px;border-radius:999px;cursor:pointer;min-height:44px}
.whose button[aria-pressed="true"]{background:var(--navy);color:#fff;box-shadow:0 2px 8px rgba(13,43,69,.2)}
.story{color:var(--muted);margin-top:14px;max-width:62ch;font-size:17px}
.fieldsbox{margin-top:20px;background:var(--card);border:1px solid var(--line);border-radius:var(--r)}
.fieldsbox>summary{padding:18px 24px;font-weight:600;color:var(--navy);display:flex;justify-content:space-between;align-items:center}
.fieldsbox>summary::after{content:"";width:9px;height:9px;border-right:2px solid var(--navy);border-bottom:2px solid var(--navy);transform:rotate(45deg);transition:transform .2s}
.fieldsbox[open]>summary::after{transform:rotate(225deg)}
.minenote{margin:0 24px;padding:12px 16px;background:var(--gold-soft);border-radius:12px;font-size:16px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:4px 28px;padding:8px 24px 24px}
.f{padding:14px 0;border-top:1px solid var(--line)}
.f.wide{grid-column:1/-1}
.f label,.f .lbl{display:block;font-weight:600;color:var(--navy);font-size:17px}
.help{color:var(--muted);font-size:15px;margin-top:2px}
.where{background:none;border:0;padding:0;font:600 15px var(--font);color:var(--blue);text-decoration:underline;text-underline-offset:3px;cursor:pointer;white-space:nowrap}
.money{display:flex;align-items:center;margin-top:8px;border:1.5px solid #CFC8BA;border-radius:12px;background:#fff;padding:0 14px;transition:border-color .15s}
.money:focus-within{border-color:var(--navy)}
.money.err{border-color:var(--no)}
.money span{color:var(--muted);font-weight:600}
.money input{border:0;outline:0;background:transparent;font:500 19px var(--font);padding:12px 8px;width:100%;color:var(--ink);font-variant-numeric:tabular-nums}
.money input::placeholder{color:#B9B2A5;font-weight:400}
.ferr{color:var(--no);font-size:15px;margin-top:6px}
.same{margin-top:8px;background:none;border:0;color:var(--blue);font:600 15px var(--font);cursor:pointer;padding:4px 0}
.groupt{grid-column:1/-1;margin-top:14px;color:var(--gold);font-weight:700;font-size:13px;letter-spacing:.14em;text-transform:uppercase}
.seg{display:inline-flex;gap:8px;margin-top:10px;flex-wrap:wrap}
.seg button{border:1.5px solid #CFC8BA;background:#fff;border-radius:999px;padding:9px 20px;font:600 16px var(--font);color:var(--ink);cursor:pointer;min-height:44px}
.seg button[aria-pressed="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
.warns{padding:0 24px}
.warns p{background:var(--info-bg);color:var(--info);border-radius:12px;padding:12px 16px;margin-bottom:12px;font-size:16px}
.warns:empty{display:none}
@media (max-width:700px){.fields{grid-template-columns:1fr}}

.stage{margin-top:24px;background:var(--card);border-radius:24px;box-shadow:var(--shadow);padding:clamp(24px,4vw,44px)}
.readout{text-align:center}
.rlabel{color:var(--muted);font-weight:600;font-size:15px;letter-spacing:.08em;text-transform:uppercase}
.amt{font-size:clamp(48px,8vw,80px);font-weight:600;color:var(--navy);letter-spacing:-.03em;line-height:1.05;margin-top:6px}
.amt small{font-size:.32em;color:var(--muted);font-weight:500;letter-spacing:0}
.facts{color:var(--muted);margin-top:8px;font-size:18px}
.facts b{color:var(--ink)}
.facts .dot{margin:0 10px;color:#C9C1B2}
.rangewrap{margin:28px auto 0;max-width:760px}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:44px;background:transparent;cursor:pointer;--p:0%;margin:0}
input[type=range]::-webkit-slider-runnable-track{height:10px;border-radius:99px;background:linear-gradient(90deg,var(--navy) var(--p),#E4DED2 var(--p))}
input[type=range]::-moz-range-track{height:10px;border-radius:99px;background:#E4DED2}
input[type=range]::-moz-range-progress{height:10px;border-radius:99px;background:var(--navy)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:34px;height:34px;border-radius:50%;background:#fff;border:3px solid var(--gold-2);box-shadow:0 3px 10px rgba(13,43,69,.25);margin-top:-12px}
input[type=range]::-moz-range-thumb{width:28px;height:28px;border-radius:50%;background:#fff;border:3px solid var(--gold-2);box-shadow:0 3px 10px rgba(13,43,69,.25)}
input[type=range]:disabled{opacity:.4;cursor:not-allowed}
.rangeends{display:flex;justify-content:space-between;color:var(--muted);font-size:14px;margin-top:2px}
.say{max-width:760px;margin:24px auto 0;text-align:center;min-height:120px}
.saymain{font-size:clamp(21px,2.6vw,26px);color:var(--navy);font-weight:500;line-height:1.4}
.saysub{font-size:18px;color:var(--muted);margin-top:10px}
.bars{display:grid;gap:14px;margin:28px auto 0;max-width:860px}
.bar{border:1px solid var(--line);border-radius:16px;padding:16px 20px;background:#fff}
.bt{display:flex;justify-content:space-between;align-items:center;gap:6px 12px;flex-wrap:wrap}
.bn{font-weight:600;color:var(--navy)}
.bn b{font-weight:600;color:var(--ink);margin-left:6px}
.bs{display:inline-flex;align-items:center;gap:8px;font-size:16px;font-weight:600}
.bs svg{flex:none}
.bar.meets .bs{color:var(--ok)}
.bar.below .bs{color:var(--no)}
.bar.info .bs{color:var(--info)}
.btrack{position:relative;height:12px;border-radius:99px;background:var(--paper-2);margin-top:12px}
.bfill{position:absolute;left:0;top:0;bottom:0;border-radius:99px;background:var(--navy);transition:width .25s ease}
.bar.meets .bfill{background:var(--ok)}
.btarget{position:absolute;top:-6px;width:4px;height:24px;margin-left:-2px;border-radius:2px;background:var(--gold)}
.bsub{color:var(--muted);font-size:15px;margin-top:8px}
.stage>.fine{text-align:center;max-width:760px;margin-left:auto;margin-right:auto}
.math{max-width:860px;margin:18px auto 0;border-top:1px solid var(--line);padding-top:10px}
.math .lines{margin-top:8px}
.eq{font-size:16px;padding:6px 0;border-bottom:1px dashed var(--line);font-variant-numeric:tabular-nums;white-space:pre-wrap}

.findh{font-size:clamp(24px,3vw,30px);margin-top:56px}
.findsub{color:var(--muted);margin-top:8px}
.finds{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}
.res{background:var(--card);border-radius:var(--r);border:1px solid var(--line);padding:24px;display:flex;flex-direction:column;align-items:flex-start}
.kind{color:var(--gold);font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase}
.res h4{font-size:20px;margin-top:8px;line-height:1.3}
.pill{display:inline-flex;align-items:center;gap:8px;margin-top:16px;padding:7px 14px 7px 9px;border-radius:999px;font-weight:600;font-size:15px;line-height:1.25}
.pill svg{flex:none}
.pill.meets{background:var(--ok-bg);color:var(--ok)}
.pill.below{background:var(--no-bg);color:var(--no)}
.pill.info{background:var(--info-bg);color:var(--info)}
.pill.na{background:var(--na-bg);color:var(--na)}
.fwhy{margin-top:12px;color:var(--ink);font-size:17px}
.more{margin-top:auto;padding-top:14px;width:100%}
.qa{margin:8px 0 0}
.qa dt{font-weight:600;color:var(--navy);font-size:16px;margin-top:12px}
.qa dd{margin:4px 0 0;color:var(--muted);font-size:16px}
.qa dd b{color:var(--ink)}
@media (max-width:900px){.finds{grid-template-columns:1fr}}

/* chapter 4: the turning point */
.chapter.dark{background:var(--navy);color:#E3EAF2}
.chapter.dark h2{color:#fff}
.chapter.dark .lead{color:#B9C8D8}
.chapter.dark .chk{color:var(--gold-2)}
.chapter.dark .next{color:#fff}
.event{display:flex;gap:18px;align-items:center;margin-top:32px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--r);padding:20px 24px;max-width:720px}
.event svg{width:48px;height:48px;flex:none;color:var(--gold-2)}
.event b{color:#fff}
.ctrl{margin-top:32px;max-width:720px}
.ctrl label{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-weight:600;color:#fff}
.ctrl label .num{font-size:30px;color:var(--gold-2)}
.chapter.dark input[type=range]::-webkit-slider-runnable-track{background:rgba(255,255,255,.22)}
.chapter.dark input[type=range]::-moz-range-track{background:rgba(255,255,255,.22)}
.chapter.dark input[type=range]::-moz-range-progress{background:transparent}
.hoas{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:28px}
.hoa{background:#fff;color:var(--ink);border-radius:var(--r);padding:24px 26px}
.hn{font-size:24px;font-weight:600;color:var(--navy)}
.hn span{display:block;font-size:14px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
.hb{color:var(--muted);margin-top:6px}
.hb b{color:var(--ink)}
.tank{position:relative;height:56px;margin-top:18px;--cap:20%}
.tank::before{content:"";position:absolute;left:0;top:0;bottom:0;width:var(--cap);border:2px solid var(--navy);border-radius:12px;background:var(--paper)}
.tank>div{position:absolute;top:8px;bottom:8px;transition:width .45s ease,left .45s ease}
.tk-left{left:0;background:var(--navy);border-radius:7px 0 0 7px}
.tk-spent{background:repeating-linear-gradient(45deg,rgba(184,145,58,.6) 0 5px,rgba(184,145,58,.2) 5px 10px)}
.tk-short{background:repeating-linear-gradient(45deg,var(--no) 0 5px,rgba(181,82,58,.35) 5px 10px);border-radius:0 8px 8px 0}
.hout{margin-top:16px;display:flex;flex-direction:column}
.hout b{font-size:clamp(28px,3.4vw,36px);line-height:1.1;color:var(--ok)}
.hoa.short .hout b{color:var(--no)}
.hout span{color:var(--muted);font-size:16px;margin-top:4px}
.tlegend{display:flex;gap:22px;flex-wrap:wrap;margin-top:16px;font-size:15px;color:#B9C8D8}
.tlegend i{display:inline-block;width:16px;height:12px;border-radius:3px;margin-right:8px;vertical-align:-1px}
.tlegend .l{background:#fff}
.tlegend .s{background:repeating-linear-gradient(45deg,rgba(217,188,116,.95) 0 3px,rgba(217,188,116,.35) 3px 6px)}
.tlegend .x{background:repeating-linear-gradient(45deg,#E07A5F 0 3px,rgba(224,122,95,.45) 3px 6px)}
.surnote{font-size:15px;color:#A9BACB;margin-top:10px}
.pull{font-size:clamp(22px,2.8vw,28px);color:#fff;margin-top:56px;max-width:32ch;line-height:1.4;padding-left:22px;border-left:4px solid var(--gold-2)}
.reveal{margin-top:56px;background:var(--paper);color:var(--ink);border-radius:24px;padding:clamp(28px,5vw,56px);text-align:center}
.reveal h2.big{color:var(--navy);font-size:clamp(34px,5.4vw,58px);max-width:18ch;margin:0 auto;letter-spacing:-.02em}
.reveal p{max-width:640px;margin:20px auto 0;font-size:19px}
.reveal .safe{font-size:16px;color:var(--muted);border-top:1px solid var(--line);padding-top:18px}
@media (max-width:700px){.hoas{grid-template-columns:1fr}}

/* chapter 5 */
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}
.idea{background:var(--card);border-radius:var(--r);padding:28px;border:1px solid var(--line)}
.idea.gold{background:var(--gold-soft);border-color:#EADBB4}
.in{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700}
.idea.gold .in{background:var(--gold)}
.idea h3{font-size:24px;margin-top:16px}
.idea p{margin-top:8px;color:var(--muted)}
.note3{margin-top:18px;color:var(--muted)}
.floor{margin:48px 0 0;padding:clamp(28px,5vw,52px);background:var(--navy);border-radius:24px;text-align:center}
.floor p{color:#fff;font-size:clamp(26px,3.8vw,40px);line-height:1.3;font-weight:500;max-width:26ch;margin:0 auto;letter-spacing:-.01em}
.floor p::before{content:"";display:block;width:56px;height:3px;background:var(--gold-2);margin:0 auto 24px}
.asks{margin-top:48px;background:var(--card);border-radius:var(--r);padding:30px;border:1px solid var(--line)}
.asks h3{font-size:24px}
.asks ol{margin:14px 0 0;padding-left:24px}
.asks li{margin-top:10px;padding-left:4px}
.explore{margin-top:32px;border:1.5px dashed #CFC8BA;border-radius:var(--r)}
.explore[open]{background:var(--card);border-style:solid;border-color:var(--line)}
.explore>summary{display:flex;align-items:center;gap:10px 14px;padding:20px 24px;flex-wrap:wrap}
.ek{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);border:1px solid #CFC8BA;border-radius:999px;padding:3px 10px}
.et{font-size:20px;font-weight:600;color:var(--navy);flex:1;min-width:220px}
.eo{color:var(--blue);font-weight:600}
.explore[open] .eo{display:none}
.ebody{padding:0 24px 26px}
.ebody>p:first-child{color:var(--muted)}
.ctrl.light label{color:var(--navy)}
.ctrl.light label .num{color:var(--navy);font-size:24px}
.ways{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:22px}
.way{border-radius:14px;padding:18px 20px;background:var(--paper)}
.way.now{border-left:5px solid var(--navy)}
.way.ph{border-left:5px solid var(--gold-2)}
.wt{font-weight:700;font-size:14px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.wv{font-size:28px;font-weight:600;color:var(--navy);margin-top:4px}
.way p{font-size:16px;color:var(--muted);margin-top:4px}
.charth{font-weight:600;color:var(--navy);margin-top:26px}
.growth{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;height:220px;align-items:end;margin-top:30px;border-bottom:2px solid var(--line)}
.gcol{display:flex;gap:6px;align-items:flex-end;height:100%}
.gbar{flex:1;border-radius:6px 6px 0 0;position:relative;min-height:2px;transition:height .3s}
.gbar.now{background:var(--navy)}
.gbar.ph{background:var(--gold-2)}
.gbar span{position:absolute;bottom:100%;left:50%;transform:translateX(-50%);font-size:13px;font-weight:600;color:var(--ink);padding-bottom:4px;white-space:nowrap}
.gyears{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;text-align:center;font-size:14px;color:var(--muted);margin-top:6px}
.glegend{display:flex;gap:20px;margin-top:10px;font-size:15px;color:var(--muted)}
.glegend i{display:inline-block;width:14px;height:14px;border-radius:3px;margin-right:6px;vertical-align:-2px}
.glegend .now{background:var(--navy)}.glegend .ph{background:var(--gold-2)}
.after{margin-top:18px;font-size:18px}
.ptable{width:100%;border-collapse:collapse;margin-top:10px;font-variant-numeric:tabular-nums}
.ptable th,.ptable td{text-align:left;padding:9px 6px;border-bottom:1px solid var(--line);font-size:16px}
.ptable th{color:var(--muted);font-weight:600}
@media (max-width:700px){.three{grid-template-columns:1fr}.ways{grid-template-columns:1fr}.gbar span{display:none}.growth,.gyears{gap:6px}.gcol{gap:3px}}

/* for your board */
.summary{background:var(--card);border-radius:24px;box-shadow:var(--shadow);padding:clamp(26px,5vw,52px);max-width:880px;margin:0 auto}
.summary h2{margin-top:8px}
.sumwho{color:var(--muted);margin-top:10px}
#sumList{margin:22px 0 0;padding:0;list-style:none}
#sumList li{padding:14px 0 14px 28px;border-top:1px solid var(--line);position:relative}
#sumList li::before{content:"";position:absolute;left:4px;top:24px;width:9px;height:9px;border-radius:50%;background:var(--gold-2)}
.sumfloor{margin-top:22px;padding:18px 22px;background:var(--gold-soft);border-radius:14px;color:var(--navy);font-weight:600;font-size:19px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.actnote{font-size:15px;color:var(--muted);margin-top:10px}
.actnote a{font-weight:600}
.sharebox{margin-top:22px;padding:20px 22px;background:var(--paper);border-radius:16px;border:1px solid var(--line)}
.shareh{font-weight:700;color:var(--navy)}
.actions.small{margin-top:12px}
.actions.small .btn{min-height:44px;padding:10px 18px;font-size:15px}
.emailprev pre{white-space:pre-wrap;overflow-wrap:anywhere;font:15px/1.5 var(--font);background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin:8px 0 0;max-height:320px;overflow:auto}
.copied{color:var(--ok);font-weight:600;min-height:28px;margin-top:10px}
.mgr{margin-top:10px;padding-top:18px;border-top:1px solid var(--line);color:var(--muted)}
.mgr b{color:var(--navy)}
.printonly{display:none}

/* closing invitation: the one place we ask */
.closing{background:var(--navy);color:#D4DEE9;padding:88px 0;text-align:center}
.closing h2{color:#fff;font-size:clamp(32px,4.6vw,48px)}
.closing p{max-width:640px;margin:18px auto 0;font-size:19px}
.cbtns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:32px}
.closing .cnote{font-size:15px;color:#A9BACB;margin-top:20px}

/* sources and footer */
.sources{padding:64px 0}
.sources h2{font-size:26px}
.sources ul{padding-left:20px;margin:16px 0 0}
.sources li{margin-top:10px;font-size:16px}
.sources li i{white-space:nowrap;color:var(--muted);font-style:normal;font-size:14px;margin-left:4px;border:1px solid var(--line);border-radius:999px;padding:1px 8px}
.disc{color:var(--muted);font-size:15px;margin-top:16px;max-width:76ch}
.foot{background:#fff;border-top:1px solid var(--line);padding:32px 0}
.footin{display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.fbrand{display:flex;align-items:center;gap:14px;color:var(--muted);font-size:15px}
.fbrand img{height:56px;width:auto}
.flinks,.fcontact{display:flex;gap:20px;flex-wrap:wrap}
.flinks a,.fcontact a{color:var(--navy);font-weight:600;font-size:15px;text-decoration:none}
.flinks a:hover,.fcontact a:hover{text-decoration:underline}

/* "Where do I find this?" pop up */
.tipbox{position:absolute;z-index:50;max-width:360px;background:var(--navy);color:#E3EAF2;border-radius:14px;padding:18px 44px 18px 18px;font-size:16px;line-height:1.5;box-shadow:0 14px 40px rgba(13,43,69,.3)}
.tipbox b{color:#fff}
.tipx{position:absolute;top:6px;right:6px;width:36px;height:36px;border:0;background:transparent;color:#fff;font-size:24px;cursor:pointer;border-radius:50%}

@media (max-width:560px){
  body{font-size:17px}
  .wrap{padding:0 16px}
  .chapter{padding:64px 0}
  .hero{padding:60px 0 68px}
  .btn{width:100%}
  .cta,.cbtns,.actions{flex-direction:column}
  .stage{padding:22px 16px}
  .bar{padding:14px}
  .fields,.fieldsbox>summary{padding-left:16px;padding-right:16px}
  .minenote{margin:0 16px}
  .warns{padding:0 16px}
  .tipbox{max-width:calc(100vw - 24px)}
  .svgs{font-size:21px}.svgk{font-size:17px}.svgv{font-size:38px}.svgv2{font-size:30px}.svgj{font-size:16px}
  .jarfig{padding:14px}
}

/* print: a clean board handout (summary, questions to ask, sources) */
@media print{
  @page{margin:14mm}
  html,body{background:#fff;font-size:10.5pt;color:#000}
  .hero,.rail,#shareTop,.noprint,#ch1,#ch2,#ch3,#ch4,.closing,.foot,.tipbox,.skip,.next,.actions,.copied,.mgr,
  #ch5 .chk,#ch5 h2,.sharebox,.yourturn,.yourbanner,.actnote,#ch5 .three,#ch5 .note3,#ch5 .floor,#ch5 .explore{display:none!important}
  main{display:flex;flex-direction:column}
  #board{order:-1}
  .chapter,.sources{padding:0!important;background:#fff!important}
  .top{border:0}.topin{min-height:0;padding:0 0 3mm}.brand img{height:50px}
  .summary{padding:0;box-shadow:none;max-width:none}
  .summary h2{font-size:22pt}
  #sumList li{padding:2.2mm 0 2.2mm 6mm}
  #sumList li::before{top:4mm}
  .printonly{display:block;color:#444;margin-top:2px}
  .asks{margin-top:5mm;padding:4mm 5mm;border:1px solid #ccc;break-inside:avoid}
  .asks h3{font-size:14pt}
  .sources{break-before:page}
  .sources h2{font-size:14pt}
  .sources li{font-size:9.5pt;margin-top:1.5mm}
  .disc{font-size:9pt}
  .sources a{color:#000}
  .sources a::after{content:" (" attr(href) ")";font-size:7pt;word-break:break-all}
}